CGTMSE Scheme
Collateral-free loans up to ₹5 Crores
Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) provides collateral-free loans to MSMEs, making it easier to access credit for business growth.
Our expert team provides end-to-end solutions tailored to your specific needs.
Key Benefits
No collateral required
Loans up to ₹5 Crores
75-85% guarantee coverage
Lower interest rates
Easy approval
Our Process
1
MSME Registration
Register as MSME
2
Bank
Approach CGTMSE empaneled bank
3
Application
Submit loan application
4
Guarantee
Bank applies for guarantee cover
5
Approval
Loan approved and disbursed
FAQs
What is the loan limit?
Term loans and working capital up to ₹5 Crores combined.
What is guarantee coverage?
85% for loans up to ₹5 lakhs, 75% for higher amounts.
Do I need collateral?
No collateral or third-party guarantee required.
Ready to Get Started?
Let's discuss how we can help transform your business with cgtmse scheme.
Contact Us